Zero down is back with the EZDigs EZ-Own Program!

Actually it never went away. We're tapping into existing programs & current market conditions and applying favorable new program guidelines made possible by the Federal Economic Stimulus Package to make home buying accessible again. We're so excited about it we're calling it our EZ-Own Program. Here's how it works:

• A buyer finds a home priced under $585,000 that they want to purchase.
• Offer a reasonable price for the home - even full price if it's priced well - with the seller agreeing to participate in a well established down payment assistance program such as Nehemiah (www.getdownpayment.com). In this market - that's a no brainer.
• Submit your offer via an EZdigs agent and you will receive a closing cost credit of 2% of the purchase price on a typical transaction (one where the seller is paying the typical 3% commission to the buyer's agent).

Net result -- new home & virtually no money out of pocket! Now, one may ask, why should I do this today given the current market conditions? The better question is - why wouldn't you? Let's break this down:

• Home ownership has not been this affordable in years. Home prices have come down on average 4% over last year in King County and almost 8% in Snohomish County (according to Broker/Agent Magazine).
• The slow housing market has put upward pressure on rent rates.
• Interest rates are at historical lows.
• This program is approved only through the end of the year.

The circumstances have never been better and qualifying is easy. Yes, you do have to show income and credit history however the qualifying guidelines for this program are the more favorable FHA guidelines which allows for lenient debt to income ratios, co-signers, gifted down payment and closing cost contributions among other things. So don't wait another second! Shoot us an email or call today to learn more!